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The Home Buying Process

Buying a home is a fun and exciting process.  Here is a quick video overview of the steps associated with purchasing a home.

Home Buying Process

Down Payment Assistance

The Texas State Affordable Housing Corporation (TSAHC) provides mortgages and down payment assistance to those who qualify.

San Antonio's Housing Authority (SAHA) has several programs for San Antonio residents.

Buyers need to qualify with a lender and attend a home owner education course.

Down Payment Assistance
Land Sales in Texas

Land Sales in Texas

Texas General Land Office (GLO) publicizes state land for sale on its website.  Land may be tax foreclosures and undeveloped space.  Sales are usually conducted by auction, sealed bid, or by a real estate broker.

Texas Veterans Land Board (VLB) auctions properties first to Veterans, and those not sold at auction are then posted for sale to the public.  Auctions are generally conducted quarterly and special loans up to $150,000 are available to qualified Veterans.

First Time Home Buyer Loans by My Move

First Time Home Buyer Loans

Buying a new home for the first time can seem like you are preparing to climb Mount Everest. The National Association of Realtors (NAR) reports that the median home price was $358,000 at the end of 2021, and that first-time buyers made up 34% of all homebuyers, an increase from 2020’s 31%. The median down payment on a home is 12%, according to the NAR, and 6% for first-time buyers.

When you’re signing up for such a large amount of debt, finding the right first-time home buyer loan is crucial. That’s why we’ve created this guide to walk you through the first-time homeowner loans you should know about.

Read the Full Article Here at My Move

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